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Let us claim back ALL of your CREDIT CARD CHARGES and INTEREST INCURRED over the last 6 years!!......Click here to contact us today!....................................Have you been mis-sold PAYMENT PROTECTION INSURANCE (PPI) on a credit card, mortgage or a loan?......If so you may be able to claim back £1000's!!......Click here to contact us today!

Mortgage Arrears

Is your mortgage in arrears?

If you have mortgage arrears then the likelihood is that your bank has applied 'arrears fees' of £35 - £75 per month. These charges constitute FEE's or PENALTIES which are no longer lawful. Our specialist team can recover unfair charges and get you a full refund PLUS INTEREST!

What are arrears fees?

Most lenders state that arrears fees are incurred in supervising the account until arrears are paid or the matter is placed in the hands of solicitors. Lenders continue to levy default charges throughout the period the home owners mortgage is in arrears. These charges are similar to bank default credit card charges which the Office of Fair Traiding (OFT) has concluded are legally unfair in the terms of Consumer Contract Regulations.

Call us today on 01293 614662 - email us on reception@cirs.co.uk or click here to fill in a claim form.